The recent purchase we made was a great experience thanks to Colorado Casa PMI. They are very professional and each person is a wealth of information. I would use them again in a heartbeat!
We couldn't be happier with everyone at Colorado Casa and we just signed another year lease. Over the past few years, they were very quick to handle any problems we had. It's also great that I can pay my rent online; it's very convenient. Overall, this company has been great to rent from.
I do not live in the same city as my rental, and so I knew I needed someone to handle it for me. Ever since I hired CCR my life has been so much easier. They handle the accounting, maintenance, you name it!
The people that work here are so nice. They really do make renting a good experience, one of the best Io have ever had.
Overall I was very happy to be working with the professionals at Colorado Casa. They really know the area, and are helpful when it comes to information such as school districts, etc.

Colorado Springs Real Estate Services

We can help with all of your Colorado Springs Real Estate needs

We offer a full range of real estate services tailored to you as a Buyer, Seller, Homeowner, Investor or Tenant. We have an extensive portfolio of single family homes, townhouses and condos in the Colorado Springs area.

Benefits of using Colorado Casa PMI®

  • Active and Responsive Client Services
  • We answer the Phone
  • We work when you need us to
  • We partner with our clients to assist them with our time-tested, professional experience

What we do as your Real Estate Company:

  • We have partnered with other Industry Professionals to help you
  • We ensure that everything happens as it should, meeting and exceeding your expectations

Inquire About Our Services

Definitions of Real Estate Brokerage Relationships

Buyer's Agent+

A buyer's agent works solely on behalf of the buyer and owes duties to the buyer which include the utmost good faith, loyalty and fidelity. The agent will negotiate on behalf of and act as an advocate for the buyer. The buyer is legally responsible for the actions of the agent when that agent is acting within the scope of the agency. The agent must disclose to potential sellers all adverse material facts concerning the buyer's financial ability to perform the terms of the transaction and whether the buyer intends to occupy the property. A separate written buyer listing agreement is required which sets forth the duties and obligations of the parties.

Seller's Agent+

A Seller's agent works solely on behalf of the seller and owes duties to the seller which include the utmost good faith, loyalty and fidelity. The agent will negotiate on behalf of and act as an advocate for the seller. The seller is legally responsible for the actions of the agent when that agent is acting within the scope of the agency. The agent must disclose to potential buyers or tenants all adverse material facts about the property actually known by the broker. A separate written listing agreement is required which sets forth the duties and obligations of the parties.

Transaction-Broker+

A transaction-broker assists the buyer or seller or both throughout a real estate transaction with communication, advice, negotiation, contracting and closing without being an agent or advocate for any of the parties. The parties to a transaction are not legally responsible for the actions of a transaction-broker and a transaction-broker does not owe the parties the duties of an agent. However, a transaction-broker does owe the parties a number of statutory obligations and responsibilities, including using reasonable skill and care in the performance of any oral or written agreement. A transaction-broker must also make the same disclosures as agents about adverse material facts concerning a property or a buyer's financial ability to perform the terms of a transaction and whether the buyer intends to occupy the property. No written agreement is required.

Top 10 Reasons to Use a Realtor®

  1. MLS - The Multiple Listing Service is one of the best tools in the industry. The MLS allows REALTORS® from all companies to share their listings & cooperate with each other. The advantage is an Agent can show all listings to any Buyer.
  2. Representation- Colorado Casa are available all of the time to assist you from the initial search through the closing... This equals efficiency to You.
  3. Knowledge of Area- We have been in Colorado Springs for many years and have extensive knowledge of the area. Thus saving you time when choosing a home near a school district, work, or military base.
  4. Able to Compare Current Inventory- Finding you the best possible deal for the price that you are willing to pay is one of our specialties.
  5. Recognized Nationally as One of the Top 4% of Nationwide REALTORS®- We received the International President's Elite Honor again in February 2000.
  6. Time- We will save you lots of time, no more driving around and calling on signs.
  7. Quality Negotiation Saves $- As seasoned negotiators we will not allow you to be taken advantage of or bullied during negotiations.
  8. Familiar with the Sales Process- With hundreds of satisfied customers, from bid to closing, we do things smoothly and effectively.
  9. Familiar With Sales Contract $ Docs- We take the legalese and Latin from legal documents and explain them to you in simple English so you can make informed decisions
  10. We Work Hard So You Don't Have To...

Pre-Qualified vs. Pre-Approved

The current mortgage market is extremely competitive. Lenders must have an informal "measuring stick" in order to offer their clients a product. In order to establish your bargaining power with home sellers, our buyers get Pre-Qualified for a mortgage loan in advance. Thus a Pre-qualification is the informal measuring stick. Pre-approval is the lender's commitment that they can offer the mortgage, subject to a specific property. Pre-approval is subject to a lender check (checking income, assets, credit responsibilities, etc).

Pre Qualification+

Pre-Qualifying for a loan entails sitting down with a lender and discussing what you can afford given your down payment (if necessary), debts, and future mortgage considerations.

This meeting allows the buyer and the lender to decide which loan product is best for the buyer.  It also includes a discussion of what a comfortable payment is versus what a client really qualifies for. 

Pre Approval+

Pre-Approval is granted by your lender only upon approval and verification of your credentials, your income, debt load, credit report, and more. Some Lenders find the information from your previous tax returns sufficient. Other requests range from proof of employment, to the need for a co-signer. The sheer number of options involved in borrowing the money for your new home do not allow for all facets to be covered here. Talk to your Agent for more detailed options for you.

The variety of mortgage options include:

VA, FHA and Conventional Loans

Rural Housing Service Guaranteed Loan

No Down Payment+

With the help of the US Department of Agriculture guaranteed loan more people are able to qualify for a home loan. Sometimes steady income and good credit is not enough to qualify of a home loan. If you can't seem to save money for the down payment and closing costs you may be forced into paying rent when you really want a home of your own. Through the RHS Loan Program, moderate income people can qualify for a mortgage without a down payment! Current market rates for this loan are 7.50% fixed 30 year term. There is no limit on seller contribution and loans may include closing costs, pre-paids and guarantee fee. Who's Eligible You must have an adequate and dependable income and a citizen or legally admitted for permanent residence. Your credit history must show the willingness to meet obligations and any collections and/or judgments must be paid before a loan is submitted to our underwriters.

What Homes Qualify+

New or existing stick built or modular homes qualify, new manufactured homes also qualify as long as they are purchased from an RED' approved dealer and there are double wide on a permanent foundation. (Ask us for a listing of dealers) Existing homes must be structurally sound, in good condition and meet USDA thermal standards. A home inspection and a termite inspection are required to ensure the dwelling is safe and termite free. Small acreage is allowed but must generally be 5 acres or less. Each county has a maximum income limit, loan limit and must be in a rural area Check with us on the limits and areas.

Buyer and Seller Resources

Real Estate FAQ's

What type of loans are available?
For a quick synopsis of 8 different types of loans available for real estate transactions. Click here for more.

View More

Contact Us

965 Pico Point
Colorado Springs, Colorado 80905

Phone: 719.227.7200
Fax: 719.227.8903

Copyright © Colorado Casa PMI. All Rights Reserved. | Sitemap | Website designed and developed by PMW | Colorado Springs Property Management